By bringing together distinct yet complementary businesses, we have built a cohesive and strategically aligned ecosystem that supports our partners, clients and end-users.
FinCo operates through two verticals: Device Financing and Alternative Credit.
Our Device Financing solutions span across postpaid, hybrid and prepaid.
Together these verticals provide flexible routes to device ownership across the full spectrum of consumer and business affordability profiles.
Our Alternative Credit solutions include invoice discounting, asset financing and working capital loans. These solutions are designed to address the liquidity and growth requirements of businesses that are underserved by traditional lending channels.
Our portfolio spans B2B, B2B2C and B2C financing models, with deep expertise across telecommunications, technology and retail markets. Through this structure we deliver financing solutions that unlock access, enable growth and maximise long-term value.
With established commercial relationships in South Africa and a defined roadmap for continued expansion, FinCo is positioned to scale into new markets while maintaining operational efficiency. Our strength lies in combining financial innovation with disciplined risk management and a customer-centric approach, underpinned by data-driven insights and advanced decisioning frameworks.
FinCo is redefining how businesses and consumers access the devices, products and tools they need to thrive in an increasingly connected world.
Mission Mobile is a South African mobile technology company that enables mobile network operators (MNOs) to serve a broader range of customers by managing smartphone financing and fulfilment on their behalf. Its model gives underserved customers who do not have a credit score access to high-quality smartphones and affordable connectivity, through their proprietary live cash-flow model technology.
Our financing solution companies are partnered with.
Mick brings over 21 years of retail experience across operations, business development, and commercial roles. Before joining DNI in 2024, he served as Chief Executive of Commercial at one of Southern Africa’s largest retailers, leading strategy and operations across Cellular, Financial Services, Parcel Delivery, and FMCG divisions. He was appointed CEO of DNI FinCo in 2025 after initially serving as Executive: Special Projects.
Co-founder and commercial lead of Mission Mobile, which he launched with his brother Adam in 2023 — both under 30. Tim heads strategy, commercial and product, bringing a deep read of how the mobile and telco market actually works. He previously co-founded South African incentive-technology firm E-Centive and channel-performance venture Ignite.
Co-founder and CTO of Mission Mobile, leading the technology behind the business his brother Tim takes to market. Adam studied mathematics and computer science at the University of Pennsylvania, where he developed for Penn Labs and built and led his own campus app, Dash. He is the architect of Beam, the group’s alternative credit engine.